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International Healthcare Plans
Plans at a Glance
Please find a summary of each plan below. For more detailed information, please review our Table of Benefits by clicking the appropriate links on the titles below.
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Core Plans |
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Premier is our most comprehensive plan with a wide range of benefits and cover.
- Overall maximum benefit: £1,500,000 / €2,250,000 / $2,812,500
- Full refund for psychiatry and psychotherapy
- Rehabilitation treatment received immediately after acute medical treatment ceases is covered within the benefit limit
- Full refund for maternity
- Home delivery cash benefit
- Expenses for one person accompanying an evacuated/repatriated person is covered within the benefit limit
- Emergency out-patient dental treatment is covered within the benefit limit
Executive provides a wide range of benefits but does not cover rehabilitation or psychiatry and psychotherapy.
- Overall maximum benefit: £1,000,000 / €1,500,000 / $1,875,000
- Private room accommodation
- Routine Maternity benefit covered to £4,000 / €6,000 / $7,500
- Emergency Out-patient dental treatment is covered within the benefit limit
Club has wide ranging cover of benefits including full refund for maternity.
- Overall maximum benefit: £750,000 / €1,125,000 / $1,406,250
- Semi-private room accommodation only available
- Full refund available for maternity
Classic is ideal for members looking for protection against major medical costs but where benefits such as routine maternity and psychiatry and psychotherapy are not required.
- Overall maximum benefit: £750,000 / €1,125,000 / $1,406,250
- Private room accommodation available
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Out-patient Plans |
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Gold is our most comprehensive Out-patient Plan with a wide range of benefits and cover.
- No overall maximum limit
- Full refund for chiropractic treatment, osteopathy, homeopathy, Chinese herbal medicine and acupuncture
- Full refund for prescribed physiotherapy, speech therapy, occupational and oculomotor therapy
- Routine health checks covered within the benefit limit
- Infertility treatment covered within the benefit limit
- 20 visits available for psychiatry and psychotherapy
- Full refund for prescribed medical aids
- Prescribed glasses and contact lenses covered within the benefit limit
Silver provides comprehensive cover on a wide range of benefits but does not include cover for prescribed glasses and contact lenses.
- Overall maximum benefit of £6,000 / €9,000 / $11,250
- Full refund for chiropractic treatment, osteopathy, homeopathy, Chinese herbal medicine and acupuncture
- Full refund for prescribed physiotherapy, speech therapy, occupational and oculomotor therapy
- Routine health checks covered within the benefit limit
- Infertility treatment covered within the benefit limit
- 20 visits available for psychiatry and psychotherapy
- Prescribed medical aids covered within the benefit limit
Bronze provides cover for a number of out-patient benefits including:
- Overall maximum limit £3,000 / €4,500 / $5,625
- Chiropractic treatment, osteopathy, homeopathy, Chinese herbal medicine and acupuncture covered within the benefit limit
- Prescribed physiotherapy, speech therapy, occupational and oculomotor therapy covered within the benefit limit
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Dental Plans |
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Dental 1
- No overall maximum limit
- 100% refund on dental treatment and surgery
- 80% refund on periodontics
- 65% refund on orthodontic treatment and dental prosthesis up to £3,200 / €5,000 / $6,250
Dental 2
- Overall maximum benefit of £1,300 / €2,000 / $2,500
- 80% refund on dental treatment, surgery and periodontics
- 50% refund on orthodontic treatment and dental prosthesis
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Repatriation Plan |
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Where the necessary treatment for which members are covered is not available locally, our Repatriation Plan, where chosen, enables members to return to their home country for treatment rather than to the nearest centre of excellence. This only applies when the member’s home country is located within his/her area of cover. Full refund is available to members who purchase this plan.
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For more information on the Table of Benefits and Premium Rates for these plans, please continue through Steps 2 and 3. |
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