International Healthcare Plans
Plans at a Glance

• Overall maximum benefit: £1,500,000 / €2,250,000 / $2,812,500
• Full refund for psychiatry and psychotherapy
• Laser eye treatment is covered within the benefit limit, on a ‘once per lifetime’ basis
• Rehabilitation treatment received immediately after acute medical treatment ceases is covered within the benefit limit
• Full refund on complications of pregnancy in relation to the health of the mother
• Expenses for one person accompanying an evacuated/repatriated person is covered within the benefit limit
• Emergency out-patient dental treatment is covered within the benefit limit

Club Individual provides a wide range of benefits but does not include rehabilitation treatment.

• Overall maximum benefit: £1,000,000 / €1,500,000 / $1,875,000
• Psychiatry and psychotherapy is covered within the benefit limit
• Laser eye treatment is covered within the benefit limit, on a ‘once per lifetime’ basis
• Expenses for one person accompanying an evacuated/repatriated person is covered within the benefit limit
• Full refund on complications of pregnancy in relation to the health of the mother
• Emergency out-patient dental treatment is covered within the benefit limit

Classic Individual is ideal for members looking for protection against major medical costs but where benefits such as psychiatry and psychotherapy are not required.

• Overall maximum benefit: £750,000 / €1,125,000 / $1,406,250
• Private room accommodation available
• Full refund on diagnostic tests
• Emergency out-patient treatment is covered within the benefit limit
• Full refund on complications of pregnancy in relation to the health of the mother

• No overall maximum limit
• Full refund for chiropractic treatment, osteopathy, homeopathy, Chinese herbal medicine and acupuncture
• Full refund for prescribed physiotherapy, speech therapy, occupational and oculomotor therapy
• Routine health checks covered within the benefit limit
• Infertility treatment covered within the benefit limit
• 20 visits available for psychiatry and psychotherapy
• Full refund for prescribed medical aids
• Prescribed glasses and contact lenses covered within the benefit limit

Silver provides comprehensive cover on a wide range of benefits but does not include cover for prescribed glasses and contact lenses.

• Overall maximum benefit of £6,000 / €9,000 / $11,250
• Full refund for chiropractic treatment, osteopathy, homeopathy, Chinese herbal medicine and acupuncture
• Full refund for prescribed physiotherapy, speech therapy, occupational and oculomotor therapy
• Routine health checks covered within the benefit limit
• Infertility treatment covered within the benefit limit
• 20 visits available for psychiatry and psychotherapy
• Prescribed medical aids covered within the benefit limit

Bronze provides cover for a number of out-patient benefits including:

• Overall maximum limit £3,000 / €4,500 / $5,625
• Chiropractic treatment, osteopathy, homeopathy, Chinese herbal medicine and acupuncture covered within the benefit limit
• Prescribed physiotherapy, speech therapy, occupational and oculomotor therapy covered within the benefit limit

• Routine maternity covered up to £5,000 / €7,500 / $9,375
• Complications of childbirth covered up to £10,000 / €15,000 / $18,750

Club Maternity can be combined with the Club Individual Core Plan in conjunction with one of our Out-patient Plans.

• Routine maternity covered up to £3,200 / €5,000 / $6,250
• Complications of childbirth covered up to £6,500 / €10,000 / $12,500

• Overall maximum benefit of £1,300 / €2,000 / $2,500
• 80% refund on dental treatment, surgery and periodontics
• 50% refund on orthodontic treatment and dental prosthesis