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Allianz Worldwide Care

International health insurance in the Channel Islands


While the Channel Islands are part of the British Islands, Jersey and Guernsey aren't just another part of the UK, like the Isle of Wight, Anglesey, the Isle of Man and the Hebrides. Technically speaking they're not part of the UK but an isolated remnant of the Duchy of Normandy and a British Crown Dependency. Their legal status is complicated but for most purposes it suffices to think of them as a place in the UK where special rules apply. 

VAT is not charged, and any British mainland company sending an item to the Channel Islands will have to fill out a customs declaration as if they were sending it outside the European Union. On the other hand, a British citizen travelling to Jersey for a holiday won't need to show their passport. The local currency is the Pound Sterling.

The NHS does extend to the Channel Islands and British travellers and expats (if they can be called expats- that's a question open to debate!) will still be covered there. Special expat health insurance isn't necessary in that respect. However, getting care for serious conditions on Jersey, Guernsey, and the smaller islands isn't always easy and in many cases the best option is to seek treatment in either France or mainland UK.

Travelling while injured or ill can be a very difficult business, and when international healthcare is required, extra insurance can be very helpful indeed.

International health insurance for the Channel Islands is available through Allianz Worldwide Care. In particular, it's aimed at Jersey and Guernsey employers looking to cover their staff for all eventualities.