What happens if I don't pay my premiums when due?
We will cancel the policy where you have not paid the full premium when
due. We shall notify you of this cancellation and the contract shall be
deemed cancelled from the premium due date. However, if the premium is
paid within 30 days after due date, we will reinstate your insurance
cover and pay any claims which occurred during the period of
cancellation. However, if the outstanding premium is only paid after
this 30-day limit, you must complete an individual health declaration
form before your policy can be re-instated.