International Healthcare Plans Employee Benefit Guide

The Employee Benefit Guide (EBG) is a detailed document which we send to you and each of your subscribed employees in their Membership Pack. Please see below a PDF of the most recent version. It contains extensive information on:

		Member services Explanation of benefits and cover Policy exclusions and limitations Paying premium and general information How to claim Policy definitions
This version of the Employee Benefit Guide applies to all groups with an inception or renewal date between 1st November 2012 to the 31st October 2013: Employee Benefit Guide This version of the Employee Benefit Guide applies to all groups that incepted or renewed between the dates of 1st November 2011 to 31st October 2012: Employee Benefit Guide For further information, please contact Corporate Sales Support.