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By Allianz Worldwide Care | March 18, 2016
If you are a student planning on pursuing your education outside your home country, international health insurance is a necessity.
Why do I need international student insurance?
Most learning institutions will require that international students have some form of international student health insurance.
Each country or region has different visa types and requirements, as do most learning institutions. Most visas do require health insurance, below are some requirements of the most popular destination’s visas that you should look into before setting off to study overseas.
Studying in the United States
Health insurance is mandatory for J-1 exchange students and for their J-2 dependents. Although it is currently optional for F-1 students and F-2 dependents, it is highly recommended that you and your dependents also purchase health insurance throughout your stay; especially since health care in the U.S. can be very expensive.
The J1 visa is well-known as a US visa work work/study students and recently had updated requirements. These requirements went into effect May 15, 2015. This visa does require insurance, and carries with it the below requirements:
Studying in the Schengen Region of Europe
If you’re studying in the Schengen region of Europe, your visa will likely require insurance.
Here are the current requirements for the Schengen region:
When it comes to other popular study abroad or Erasmus countries, including China, Japan, Australia and South Africa, it’s a good idea to hold some form of international health insurance as the quality and availability of medical facilities may be more limited than in your home country and could require medical evacuation should you need necessary treatment that is not available in your current location.