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By Allianz Care | February 28, 2019
Technological developments have had a significant impact on the international health insurance industry.
New technology allows illnesses to be detected and diagnosed quicker than ever before, so there is less unnecessary testing and less wasted expense for insurers.
In addition, technology has changed how the insurance industry works. It is moving from a paper based industry to a digital platform. This adds extra pressure for international health insurance brokers because online comparison sites allow users to compare complex policies more simply.
With so many demands placed on an expat, having a broker arrange the best international health insurance can be a valuable time and money saver.
Here are some tips for improving your customers’ experience in 2019:
Know your audience
If your brokerage has been catering to expats for more than 10 years, it is likely the profile of your audience has changed significantly. Once, most expats were senior management (often male) from multinational organisations sent on assignment for a fixed period to set up new offices before returning home. The profile and reasons for working abroad as an expat have since changed.
There is a much more diverse group of people working abroad for a variety of different reasons. Digital nomads, people who can work from anywhere in the world with an internet connection, are an emerging market for international health insurance. Their needs may be different to someone working for a corporation. If digital nomads are your target market you should research where they can be found and the biggest challenges they have.
See how your business can help, whether it is answering questions they have on healthcare in a digital nomad forum or providing them with guides to healthcare in a country they may wish to live.
Be where your audience is
The internet provides a wealth of information on your audience, no matter where they are. Use social media like LinkedIn to research the key decision makers in organisations you may wish to attract. Create your own content highlighting what your business can offer.
Look at your online offering
As a minimum, your website should be mobile friendly. Outside of that, do your pages appear when potential customers search for terms related to your product in Google and other search engines? If not, consider getting help from a Search Engine Optimisation (SEO) specialist.
Are you present on social media? Joining a social media platform requires commitment, so only join the platforms where your clients can be found.
When it comes to attracting expats, consider providing your content in multiple languages. International health insurance and the information required to attain it, can be complex so where possible try to have information and forms in more than one language.
Ask your customers
Finally, one of the best customer experience tips, to retain your client base and attract new customers is to ask existing customers what they need from you. Survey platforms like Survey Monkey and Google Forms make creating a short questionnaire inexpensive. Ask questions like:
This will provide you with invaluable insight into the needs of your customers.
In 2019, consumers have so much choice when it comes to purchasing any product or service, international health insurance brokers must be at the top of their game to compete. If you have questions about international health insurance products or wish to register with us, contact us.