International Life Insurance for Employees

Group Life Insurance


This provides financial protection and security for dependents, in the unfortunate event of the death of one of your staff. The benefit amount can be based on a percentage of your staff member’s gross annual salary, or it can be a fixed amount.


In addition, Life cover includes the “Accelerated death benefit”, which provides an advance payment of the Life sum insured in the unfortunate event that an employee is diagnosed with terminal illness.



The following benefits can be bought in addition to life cover:




Accidental Dismemberment

The Accidental Dismemberment benefit provides a lump sum to the insured employee in the event of a loss of limb or limb function as a result of an accident, provided the dismemberment takes place within 365 days of the occurrence of the accident.


Accidental Death

The Accidental Death benefit provides an additional lump sum to beneficiaries in the unfortunate event of the insured employee’s death due to an accident, provided the death takes place within 365 days of the occurrence of the accident.




Short Term Disability

Short Term Disability cover provides financial security to an employees who are unable to perform the material and substantial duties of their own occupation as a result of an accident or illness for a period of up to two years.


Long Term Disability

Long Term Disability provides financial security to insured employees who are unable to perform the material and substantial duties of their own occupation and any suited occupation (based on their education, skills and experience).


Permanent Disability

Permanent Disability provides financial security to an employee who becomes permanently disabled (partial or total) as a result of an accident or illness.

Allianz Care - ldadd-fl


Want to know more?

Check out our Life and Disability brochure

 Life and Disability brochure



For our full terms and conditions download our Company Guide

 Company Guide